Compare nominal investment return with inflation-adjusted real return, purchasing power, real ROI, real CAGR, and after-tax return.
Nominal ending value:
The visible ending value before inflation adjustment.
Inflation factor:
(1 + inflation rate) raised to the number of years held.
Real ending value:
Nominal ending value divided by the inflation factor.
Real return:
Inflation-adjusted value compared with the original investment cost.
Inflation can make an investment look better than it actually feels in real purchasing power.
This calculator helps compare nominal gains with real gains after inflation, which is useful for stocks, ETFs, indexes, crypto, savings, and long-term investment planning.
Inflation adjusted return, also called real return, shows investment performance after removing the effect of inflation.
Nominal return shows the dollar gain, but it does not show how much purchasing power was lost to inflation over time.
No. Enter an average inflation rate manually. This keeps the calculator simple and avoids needing an inflation data API.
Yes. This calculator can be used for any investment or asset where you know the starting value, ending value, years held, and inflation rate.